Bank of Scotland Plc

Financial Ombudsman decision DRN-5199234 Not upheld

Not upheldoutcome, as published by the Ombudsman

—no sum stated

Thu Feb 13deadline to accept (not the decision date)

The Ombudsman does not print a decision date. The date above is the deadline the consumer was given to accept or reject the decision, which is set about a month after it was issued. It is reliable to the year, not to the month.

What this decision was about

Interest and rates, Mortgage administration

In the Ombudsman’s words

In June 2024, Mr S complained that he’d been unfairly placed on a higher rate of interest since 2022.Interest and rates

Mr S complains that Bank of Scotland plc trading as Halifax should’ve offered him a new fixed rate on his mortgage sooner than it did.Mortgage administration

Source

This page summarises the Ombudsman’s published final decision. The document itself is the record: DRN-5199234.pdf on financial-ombudsman.org.uk.

The outcome shown is the Ombudsman’s own published classification, not our reading of the text. Nothing here is legal advice, and a decision concerns only the complaint it was made about.