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Clydesdale Bank Plc

Financial Ombudsman decision DRN-4934922 Partly upheld

Partly upheldoutcome, as published by the Ombudsman
£100redress stated in the decision
Tue Jul 23deadline to accept (not the decision date)

The Ombudsman does not print a decision date. The date above is the deadline the consumer was given to accept or reject the decision, which is set about a month after it was issued. It is reliable to the year, not to the month.

What this decision was about

Card dispute or chargeback, Service failure

In the Ombudsman’s words

A claim was subsequently brought against VM. Mr W wanted it to attempt a “chargeback” against the payment for the hotel, and consider a claim under section 75 of the Consumer Credit Act 1974 (“CCA”).Card dispute or chargeback
VM’s customer service had been poor in places, and it should pay Mr W £100 in total to reflect the impact of this.Service failure

Rules cited

Consumer Credit Act 1974

Source

This page summarises the Ombudsman’s published final decision. The document itself is the record: DRN-4934922.pdf on financial-ombudsman.org.uk.

The outcome shown is the Ombudsman’s own published classification, not our reading of the text. Nothing here is legal advice, and a decision concerns only the complaint it was made about.