Bank of Scotland Plc

Financial Ombudsman decision DRN-4844064 Not upheld

Not upheldoutcome, as published by the Ombudsman

—no sum stated

Fri Jul 26deadline to accept (not the decision date)

The Ombudsman does not print a decision date. The date above is the deadline the consumer was given to accept or reject the decision, which is set about a month after it was issued. It is reliable to the year, not to the month.

What this decision was about

Charges and fees, Interest and rates

In the Ombudsman’s words

From April 2023, Halifax started to charge an additional 0.5% for mortgages with consent to let.Charges and fees

Mr C complains that Bank of Scotland plc trading as Halifax will not allow him to transfer to a less expensive interest rate product.Interest and rates

Source

This page summarises the Ombudsman’s published final decision. The document itself is the record: DRN-4844064.pdf on financial-ombudsman.org.uk.

The outcome shown is the Ombudsman’s own published classification, not our reading of the text. Nothing here is legal advice, and a decision concerns only the complaint it was made about.