Bank of Scotland Plc

Financial Ombudsman decision DRN-4786905 Not upheld

Not upheldoutcome, as published by the Ombudsman

—no sum stated

Thu Aug 01deadline to accept (not the decision date)

The Ombudsman does not print a decision date. The date above is the deadline the consumer was given to accept or reject the decision, which is set about a month after it was issued. It is reliable to the year, not to the month.

What this decision was about

Unauthorised transaction, Complaint handling

In the Ombudsman’s words

declined various debit transactions which she attempted to make from her account with themUnauthorised transaction

Mrs C logged a complaint in December 2023 which Halifax responded to but declinedComplaint handling

Source

This page summarises the Ombudsman’s published final decision. The document itself is the record: DRN-4786905.pdf on financial-ombudsman.org.uk.

The outcome shown is the Ombudsman’s own published classification, not our reading of the text. Nothing here is legal advice, and a decision concerns only the complaint it was made about.