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Bank of Scotland Plc

Financial Ombudsman decision DRN-4590700 Not upheld

Not upheldoutcome, as published by the Ombudsman
£500redress stated in the decision
Mon May 27deadline to accept (not the decision date)

The Ombudsman does not print a decision date. The date above is the deadline the consumer was given to accept or reject the decision, which is set about a month after it was issued. It is reliable to the year, not to the month.

What this decision was about

Unauthorised transaction

In the Ombudsman’s words

Mr G complains that Lloyds Bank PLC is holding him liable for transactions which he says he didn’t authorise.Unauthorised transaction

Rules cited

Payment Services Regulations 2017

Source

This page summarises the Ombudsman’s published final decision. The document itself is the record: DRN-4590700.pdf on financial-ombudsman.org.uk.

The outcome shown is the Ombudsman’s own published classification, not our reading of the text. Nothing here is legal advice, and a decision concerns only the complaint it was made about.