HSBC UK Bank Plc
Financial Ombudsman decision DRN-4011141 Not upheld
Not upheldoutcome, as published by the Ombudsman
—no sum stated
Fri Jul 21deadline to accept (not the decision date)
The Ombudsman does not print a decision date. The date above is the deadline the consumer was given to accept or reject the decision, which is set about a month after it was issued. It is reliable to the year, not to the month.
What this decision was about
Unauthorised transaction, Charges and fees
In the Ombudsman’s words
the account had entered an unauthorised overdraftUnauthorised transaction
Mrs W had not been charged any interest or charges as a result of her account going overdrawnCharges and fees
Source
This page summarises the Ombudsman’s published final decision. The document itself is the record: DRN-4011141.pdf on financial-ombudsman.org.uk.
The outcome shown is the Ombudsman’s own published classification, not our reading of the text. Nothing here is legal advice, and a decision concerns only the complaint it was made about.