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Studio Retail Limited
Financial Ombudsman decision DRN-3898821 Upheld
Upheldoutcome, as published by the Ombudsman
—no sum stated
Fri Feb 10deadline to accept (not the decision date)
The Ombudsman does not print a decision date. The date above is the deadline the consumer was given to accept or reject the decision, which is set about a month after it was issued. It is reliable to the year, not to the month.
What this decision was about
Irresponsible lending, Charges and fees
In the Ombudsman’s words
Miss S says Studio Retail Limited (“Studio Retail”) irresponsibly lent to her.Irresponsible lending
She has requested that interest and late payment charges she paid on her shopping account be refunded.Charges and fees
Source
This page summarises the Ombudsman’s published final decision. The document itself is the record: DRN-3898821.pdf on financial-ombudsman.org.uk.
The outcome shown is the Ombudsman’s own published classification, not our reading of the text. Nothing here is legal advice, and a decision concerns only the complaint it was made about.