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Bank of Scotland Plc

Financial Ombudsman decision DRN-3689725 Upheld

Upheldoutcome, as published by the Ombudsman
—no sum stated
Sat Feb 23deadline to accept (not the decision date)

The Ombudsman does not print a decision date. The date above is the deadline the consumer was given to accept or reject the decision, which is set about a month after it was issued. It is reliable to the year, not to the month.

What this decision was about

Treatment in financial difficulty, Charges and fees

In the Ombudsman’s words

Mr M informed BOS he’d lost his job and was behind on his mortgage payments.Treatment in financial difficulty
Mr M has complained about the charges that Bank of Scotland plc (“BOS”) applied to his account when he was in financial difficulty.Charges and fees

Rules cited

FCA DISP (Dispute Resolution)

Source

This page summarises the Ombudsman’s published final decision. The document itself is the record: DRN-3689725.pdf on financial-ombudsman.org.uk.

The outcome shown is the Ombudsman’s own published classification, not our reading of the text. Nothing here is legal advice, and a decision concerns only the complaint it was made about.