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Cynergy Bank Limited
Financial Ombudsman decision DRN-3613662 Not upheld
Not upheldoutcome, as published by the Ombudsman
—no sum stated
Tue Oct 31deadline to accept (not the decision date)
The Ombudsman does not print a decision date. The date above is the deadline the consumer was given to accept or reject the decision, which is set about a month after it was issued. It is reliable to the year, not to the month.
What this decision was about
Account closed or refused, Funds blocked or frozen
In the Ombudsman’s words
Cynergy then wrote to M on 3 September 2020, giving it 15 days’ notice of its intention to close its account.Account closed or refused
On 18 August 2020, Cynergy blocked M’s account.Funds blocked or frozen
Source
This page summarises the Ombudsman’s published final decision. The document itself is the record: DRN-3613662.pdf on financial-ombudsman.org.uk.
The outcome shown is the Ombudsman’s own published classification, not our reading of the text. Nothing here is legal advice, and a decision concerns only the complaint it was made about.