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Kensington Mortgage Company Limited

Financial Ombudsman decision DRN-3284979 Not upheld

Not upheldoutcome, as published by the Ombudsman
—no sum stated
Mon Feb 28deadline to accept (not the decision date)

The Ombudsman does not print a decision date. The date above is the deadline the consumer was given to accept or reject the decision, which is set about a month after it was issued. It is reliable to the year, not to the month.

What this decision was about

Charges and fees, Mortgage administration

In the Ombudsman’s words

As the mortgage wasn’t redeemed, arrears began to build.Charges and fees
KMC said the transfer was received on 28 July 2021 – not June. And it said the money was sent to the wrong account and without an associated reference by Mr and Ms T’s solicitorsMortgage administration

Source

This page summarises the Ombudsman’s published final decision. The document itself is the record: DRN-3284979.pdf on financial-ombudsman.org.uk.

The outcome shown is the Ombudsman’s own published classification, not our reading of the text. Nothing here is legal advice, and a decision concerns only the complaint it was made about.