Bank of Scotland Plc

Financial Ombudsman decision DRN-3276115 Not upheld

Not upheldoutcome, as published by the Ombudsman

£200redress stated in the decision

Thu Feb 24deadline to accept (not the decision date)

The Ombudsman does not print a decision date. The date above is the deadline the consumer was given to accept or reject the decision, which is set about a month after it was issued. It is reliable to the year, not to the month.

What this decision was about

Treatment in financial difficulty, Charges and fees

In the Ombudsman’s words

by this point it was clear Mr E was in financial difficulty as he hadn’t seen or maintained a credit balance for an extended period of time.Treatment in financial difficulty

Mr E has complained that Bank of Scotland plc (“BOS”) acted unfairly by continuing to apply charges to his accounts when he was in financial difficulty.Charges and fees

Source

This page summarises the Ombudsman’s published final decision. The document itself is the record: DRN-3276115.pdf on financial-ombudsman.org.uk.

The outcome shown is the Ombudsman’s own published classification, not our reading of the text. Nothing here is legal advice, and a decision concerns only the complaint it was made about.