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Clydesdale Bank Plc

Financial Ombudsman decision DRN-3208644 Upheld

Upheldoutcome, as published by the Ombudsman
£200redress stated in the decision
Thu Jan 20deadline to accept (not the decision date)

The Ombudsman does not print a decision date. The date above is the deadline the consumer was given to accept or reject the decision, which is set about a month after it was issued. It is reliable to the year, not to the month.

What this decision was about

Funds blocked or frozen, Identity checks and access

In the Ombudsman’s words

Virgin Money restricted access to Ms L’s accountFunds blocked or frozen
Virgin Money have accepted that they advised Ms L incorrectly that Mr L could be granted third party authority on her accountIdentity checks and access

Source

This page summarises the Ombudsman’s published final decision. The document itself is the record: DRN-3208644.pdf on financial-ombudsman.org.uk.

The outcome shown is the Ombudsman’s own published classification, not our reading of the text. Nothing here is legal advice, and a decision concerns only the complaint it was made about.