Bank of Scotland Plc

Financial Ombudsman decision DRN-3072648 Upheld

Upheldoutcome, as published by the Ombudsman

£85redress stated in the decision

Wed Oct 27deadline to accept (not the decision date)

The Ombudsman does not print a decision date. The date above is the deadline the consumer was given to accept or reject the decision, which is set about a month after it was issued. It is reliable to the year, not to the month.

What this decision was about

Account closed or refused, Payment delayed or failed

In the Ombudsman’s words

after his account with Bank of Scotland plc (“BoS”) was closedAccount closed or refused

payments made to the account were forwarded on to the debt collection businessPayment delayed or failed

Source

This page summarises the Ombudsman’s published final decision. The document itself is the record: DRN-3072648.pdf on financial-ombudsman.org.uk.

The outcome shown is the Ombudsman’s own published classification, not our reading of the text. Nothing here is legal advice, and a decision concerns only the complaint it was made about.