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Clydesdale Bank Plc

Financial Ombudsman decision DRN-3029489 Upheld

Upheldoutcome, as published by the Ombudsman
£100redress stated in the decision
Mon Mar 14deadline to accept (not the decision date)

The Ombudsman does not print a decision date. The date above is the deadline the consumer was given to accept or reject the decision, which is set about a month after it was issued. It is reliable to the year, not to the month.

What this decision was about

Card dispute or chargeback, Service failure

In the Ombudsman’s words

Mr S has a Virgin Money credit card account. He noticed a transaction on his statements he didn’t recognise and notified Virgin Money.Card dispute or chargeback
The call didn’t go well and lasted longer than it needed toService failure

Source

This page summarises the Ombudsman’s published final decision. The document itself is the record: DRN-3029489.pdf on financial-ombudsman.org.uk.

The outcome shown is the Ombudsman’s own published classification, not our reading of the text. Nothing here is legal advice, and a decision concerns only the complaint it was made about.