Bank of Scotland Plc

Financial Ombudsman decision DRN-2640930 Upheld

Upheldoutcome, as published by the Ombudsman

£750redress stated in the decision

Wed Apr 28deadline to accept (not the decision date)

The Ombudsman does not print a decision date. The date above is the deadline the consumer was given to accept or reject the decision, which is set about a month after it was issued. It is reliable to the year, not to the month.

What this decision was about

Credit file reporting, Mortgage administration

In the Ombudsman’s words

She received letters about the account being in arrears and this was reported to the credit reference agencies.Credit file reporting

Miss T complains that Bank of Scotland plc (trading as Halifax) gave her misleading information when she ported her mortgage.Mortgage administration

Source

This page summarises the Ombudsman’s published final decision. The document itself is the record: DRN-2640930.pdf on financial-ombudsman.org.uk.

The outcome shown is the Ombudsman’s own published classification, not our reading of the text. Nothing here is legal advice, and a decision concerns only the complaint it was made about.