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Bank of Scotland Plc

Financial Ombudsman decision DRN-2125967 Not upheld

Not upheldoutcome, as published by the Ombudsman
—no sum stated
Wed Nov 11deadline to accept (not the decision date)

The Ombudsman does not print a decision date. The date above is the deadline the consumer was given to accept or reject the decision, which is set about a month after it was issued. It is reliable to the year, not to the month.

What this decision was about

Mortgage administration

In the Ombudsman’s words

The complaint... is asking them to pay a shortfall debt following the sale of their property after they handed back the keys.Mortgage administration

Source

This page summarises the Ombudsman’s published final decision. The document itself is the record: DRN-2125967.pdf on financial-ombudsman.org.uk.

The outcome shown is the Ombudsman’s own published classification, not our reading of the text. Nothing here is legal advice, and a decision concerns only the complaint it was made about.