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Bank of Scotland Plc
Financial Ombudsman decision DRN-2115239 Upheld
Upheldoutcome, as published by the Ombudsman
£200redress stated in the decision
Fri Oct 02deadline to accept (not the decision date)
The Ombudsman does not print a decision date. The date above is the deadline the consumer was given to accept or reject the decision, which is set about a month after it was issued. It is reliable to the year, not to the month.
What this decision was about
In the Ombudsman’s words
Halifax has admitted it got things wrong. It accepts responsibility for the actions of the debt recovery company who was acting as an agent of the bank, on its behalf.Charges and fees
Source
This page summarises the Ombudsman’s published final decision. The document itself is the record: DRN-2115239.pdf on financial-ombudsman.org.uk.
The outcome shown is the Ombudsman’s own published classification, not our reading of the text. Nothing here is legal advice, and a decision concerns only the complaint it was made about.