BankConductIndex

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Think Money Limited

Companies House 05530040, incorporated August 2005

69banking decisions
37.7%uphold rate
43not upheld

What this firm loses on

IssueDecisionsUpheldUphold rate
Unauthorised transaction16850.0%
Account closed or refused13430.8%
Service failure13861.5%
Complaint handling11545.5%
APP scam refund refused10330.0%
Payment delayed or failed10550.0%

The official record

What the firm itself reports to the regulator, scoped to banking and credit complaints only. This is a different measure from the decisions above — it covers all complaints a firm received, not only those that reached an ombudsman. Firms report on periods set by the regulator, which are not always the calendar half-year the file was published under (shown below where they differ). No period-over-period change is calculated here — these are the reported figures only. See the scorecard for all three measures side by side.

SourcePeriodUpheldOpenedClosedNew cases
FOS2024-H240.0%——37
FOS2024-H131.6%——56
FOS2023-H120.4%——35
FOS2022-H219.2%——41
FOS2022-H114.3%——44

Decisions are attributed to a firm only where the decision text names it unambiguously. Where a name could refer to more than one firm, the decision is left unattributed rather than guessed, so these counts are a floor, not a total. Method.