BankConductIndex

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Elderbridge Limited

Legal entity: Elderbridge Limited

FCA register status: Authorised — the FCA’s own status for this firm reference, not our finding. See the FCA’s own record on the Financial Services Register.

Companies House 08896386, incorporated February 2014

100banking decisions
49.0%uphold rate
51not upheld

Beyond banking

The figures above cover this firm’s banking, credit and mortgage decisions only. The Ombudsman also decided complaints about it in other sectors, which behave differently and are kept separate rather than averaged in.

SectorDecisionsUphold rate
Banking, credit and mortgages — shown above10049.0%
Payment protection insurance1—

What this firm loses on

IssueDecisionsUpheldUphold rate
Interest and rates271244.4%
Treatment in financial difficulty251040.0%
Mortgage administration241562.5%
Charges and fees191052.6%
Complaint handling17952.9%
Service failure171588.2%

The official record

What the firm itself reports to the regulator, scoped to banking and credit complaints only. This is a different measure from the decisions above — it covers all complaints a firm received, not only those that reached an ombudsman. Firms report on periods set by the regulator, which are not always the calendar half-year the file was published under (shown below where they differ). No period-over-period change is calculated here — these are the reported figures only. See the scorecard for all three measures side by side.

SourcePeriodUpheldOpenedClosedNew cases
FOS2025-H1———3
FOS2024-H1———1
FOS2023-H2———2
FOS2023-H1———7
FOS2022-H215.4%——7
FOS2022-H1———21
FOS2021-H2———50
FOS2021-H1———53

Decisions are attributed to a firm only where the decision text names it unambiguously. Where a name could refer to more than one firm, the decision is left unattributed rather than guessed, so these counts are a floor, not a total. Method.