HSBC Bank plc

Financial Ombudsman decision DRN9918876 Not upheld

Not upheldoutcome, as published by the Ombudsman

—no sum stated

—deadline to accept (not the decision date)

The Ombudsman does not print a decision date. The date above is the deadline the consumer was given to accept or reject the decision, which is set about a month after it was issued. It is reliable to the year, not to the month.

What this decision was about

Account closed or refused, Credit file reporting

In the Ombudsman’s words

the bank has still refused to allow Ms M to open a new account with itAccount closed or refused

she felt it was very unfair for the bank to have refused her application and not to have amended her credit file to show the debt had been paid backCredit file reporting

Source

This page summarises the Ombudsman’s published final decision. The document itself is the record: DRN9918876.pdf on financial-ombudsman.org.uk.

The outcome shown is the Ombudsman’s own published classification, not our reading of the text. Nothing here is legal advice, and a decision concerns only the complaint it was made about.