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Capita Mortgage Services Limited

Financial Ombudsman decision DRN9463467 Upheld

Upheldoutcome, as published by the Ombudsman
—no sum stated
Fri Mar 17deadline to accept (not the decision date)

The Ombudsman does not print a decision date. The date above is the deadline the consumer was given to accept or reject the decision, which is set about a month after it was issued. It is reliable to the year, not to the month.

What this decision was about

Treatment in financial difficulty, Charges and fees

In the Ombudsman’s words

Mr and Mrs S complain about the way that Capita Mortgage Services Limited has dealt with them while they experience financial difficulties.Treatment in financial difficulty
Capita has an obligation to treat Mr and Mrs S fairly while the loan was in arrears.Charges and fees

Rules cited

Consumer Credit Act 1974

Source

This page summarises the Ombudsman’s published final decision. The document itself is the record: DRN9463467.pdf on financial-ombudsman.org.uk.

The outcome shown is the Ombudsman’s own published classification, not our reading of the text. Nothing here is legal advice, and a decision concerns only the complaint it was made about.