Santander UK Plc
Financial Ombudsman decision DRN9232876 Upheld
Upheldoutcome, as published by the Ombudsman
—no sum stated
Thu May 01deadline to accept (not the decision date)
The Ombudsman does not print a decision date. The date above is the deadline the consumer was given to accept or reject the decision, which is set about a month after it was issued. It is reliable to the year, not to the month.
What this decision was about
Irresponsible lending, Charges and fees
In the Ombudsman’s words
As a responsible lender it should have acted soonerIrresponsible lending
refund all fees and charges applied after that dateCharges and fees
Source
This page summarises the Ombudsman’s published final decision. The document itself is the record: DRN9232876.pdf on financial-ombudsman.org.uk.
The outcome shown is the Ombudsman’s own published classification, not our reading of the text. Nothing here is legal advice, and a decision concerns only the complaint it was made about.