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Shop Direct Finance Company Limited

Financial Ombudsman decision DRN9117991 Not upheld

Not upheldoutcome, as published by the Ombudsman
—no sum stated
Tue Oct 28deadline to accept (not the decision date)

The Ombudsman does not print a decision date. The date above is the deadline the consumer was given to accept or reject the decision, which is set about a month after it was issued. It is reliable to the year, not to the month.

What this decision was about

Charges and fees, Credit file reporting

In the Ombudsman’s words

Mr W complains about the charges Shop Direct Finance Company Limited (trading as Littlewoods) has added to his catalogue shopping account.Charges and fees
He also complains that Littlewoods has harassed him, passed his account to debt collectors, and put a default on his credit file.Credit file reporting

Source

This page summarises the Ombudsman’s published final decision. The document itself is the record: DRN9117991.pdf on financial-ombudsman.org.uk.

The outcome shown is the Ombudsman’s own published classification, not our reading of the text. Nothing here is legal advice, and a decision concerns only the complaint it was made about.