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Lowell Portfolio I Limited

Financial Ombudsman decision DRN9063648 Not upheld

Not upheldoutcome, as published by the Ombudsman
—no sum stated
Tue Apr 18deadline to accept (not the decision date)

The Ombudsman does not print a decision date. The date above is the deadline the consumer was given to accept or reject the decision, which is set about a month after it was issued. It is reliable to the year, not to the month.

What this decision was about

Credit file reporting, Service failure

In the Ombudsman’s words

a default had been recorded on his credit fileCredit file reporting
did not tell him that it had purchased his account from the previous ownerService failure

Source

This page summarises the Ombudsman’s published final decision. The document itself is the record: DRN9063648.pdf on financial-ombudsman.org.uk.

The outcome shown is the Ombudsman’s own published classification, not our reading of the text. Nothing here is legal advice, and a decision concerns only the complaint it was made about.