Oakbrook Finance Limited

Financial Ombudsman decision DRN8592046 Not upheld

Not upheldoutcome, as published by the Ombudsman

—no sum stated

Sun Nov 25deadline to accept (not the decision date)

The Ombudsman does not print a decision date. The date above is the deadline the consumer was given to accept or reject the decision, which is set about a month after it was issued. It is reliable to the year, not to the month.

What this decision was about

Irresponsible lending, Credit file reporting

In the Ombudsman’s words

Mr H complained to Oakbrook that it had given him an unaffordable loan.Irresponsible lending

Mr H then raised a new complaint when he discovered that it had recorded late/missed payment markers on his credit file.Credit file reporting

Source

This page summarises the Ombudsman’s published final decision. The document itself is the record: DRN8592046.pdf on financial-ombudsman.org.uk.

The outcome shown is the Ombudsman’s own published classification, not our reading of the text. Nothing here is legal advice, and a decision concerns only the complaint it was made about.