Bank of Scotland Plc

Financial Ombudsman decision DRN8514766 Not upheld

Not upheldoutcome, as published by the Ombudsman

£350redress stated in the decision

Wed Jul 11deadline to accept (not the decision date)

The Ombudsman does not print a decision date. The date above is the deadline the consumer was given to accept or reject the decision, which is set about a month after it was issued. It is reliable to the year, not to the month.

What this decision was about

Credit file reporting, Complaint handling

In the Ombudsman’s words

wrongly recorded a late payment marker which affected the terms on which she could obtain borrowing elsewhereCredit file reporting

Ms N did not agree and said that her complaint had been trivialisedComplaint handling

Source

This page summarises the Ombudsman’s published final decision. The document itself is the record: DRN8514766.pdf on financial-ombudsman.org.uk.

The outcome shown is the Ombudsman’s own published classification, not our reading of the text. Nothing here is legal advice, and a decision concerns only the complaint it was made about.