Swift Advances Plc
Financial Ombudsman decision DRN8313322 Not upheld
Not upheldoutcome, as published by the Ombudsman
—no sum stated
—deadline to accept (not the decision date)
The Ombudsman does not print a decision date. The date above is the deadline the consumer was given to accept or reject the decision, which is set about a month after it was issued. It is reliable to the year, not to the month.
What this decision was about
Charges and fees, Interest and rates
In the Ombudsman’s words
Mrs M complains that Swift Advances Plc (Swift) has applied excessive fees and charges to her secured loan account.Charges and fees
Swift has also placed Mrs M’s borrowing onto a lower interest rate as part of a 12-month concession agreementInterest and rates
Source
This page summarises the Ombudsman’s published final decision. The document itself is the record: DRN8313322.pdf on financial-ombudsman.org.uk.
The outcome shown is the Ombudsman’s own published classification, not our reading of the text. Nothing here is legal advice, and a decision concerns only the complaint it was made about.