National Westminster Bank Plc

Financial Ombudsman decision DRN8244102 Not upheld

Not upheldoutcome, as published by the Ombudsman

£42redress stated in the decision

Wed Mar 04deadline to accept (not the decision date)

The Ombudsman does not print a decision date. The date above is the deadline the consumer was given to accept or reject the decision, which is set about a month after it was issued. It is reliable to the year, not to the month.

What this decision was about

Treatment in financial difficulty, Charges and fees

In the Ombudsman’s words

When he went over his authorised overdraft limit, Mr T told NatWest he was experiencing financial difficulties.Treatment in financial difficulty

Mr T complains that National Westminster Bank Plc (‘NatWest’) unfairly applied bank charges when he was in financial difficulties.Charges and fees

Source

This page summarises the Ombudsman’s published final decision. The document itself is the record: DRN8244102.pdf on financial-ombudsman.org.uk.

The outcome shown is the Ombudsman’s own published classification, not our reading of the text. Nothing here is legal advice, and a decision concerns only the complaint it was made about.