Rooftop Mortgages Limited

Financial Ombudsman decision DRN7877994 Not upheld

Not upheldoutcome, as published by the Ombudsman

—no sum stated

—deadline to accept (not the decision date)

The Ombudsman does not print a decision date. The date above is the deadline the consumer was given to accept or reject the decision, which is set about a month after it was issued. It is reliable to the year, not to the month.

What this decision was about

Treatment in financial difficulty, Charges and fees

In the Ombudsman’s words

Mr C took out a mortgage with Rooftop in 2007. Unfortunately, due to unemployment, he found it difficult to keep up with his monthly mortgage payments.Treatment in financial difficulty

Mr C complains that Rooftop Mortgages Limited has added unfair arrears fees and legal charges to his mortgage account.Charges and fees

Source

This page summarises the Ombudsman’s published final decision. The document itself is the record: DRN7877994.pdf on financial-ombudsman.org.uk.

The outcome shown is the Ombudsman’s own published classification, not our reading of the text. Nothing here is legal advice, and a decision concerns only the complaint it was made about.