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American Express Services Europe Limited
Financial Ombudsman decision DRN7795965 Upheld
Upheldoutcome, as published by the Ombudsman
£200redress stated in the decision
Mon Jun 29deadline to accept (not the decision date)
The Ombudsman does not print a decision date. The date above is the deadline the consumer was given to accept or reject the decision, which is set about a month after it was issued. It is reliable to the year, not to the month.
What this decision was about
Unauthorised transaction, Service failure
In the Ombudsman’s words
Ms P complains American Express Services Europe Limited debited her account unexpectedly and without any warning.Unauthorised transaction
It did, however, accept that it had made a number of mistakes along the wayService failure
Source
This page summarises the Ombudsman’s published final decision. The document itself is the record: DRN7795965.pdf on financial-ombudsman.org.uk.
The outcome shown is the Ombudsman’s own published classification, not our reading of the text. Nothing here is legal advice, and a decision concerns only the complaint it was made about.