Bank of Scotland Plc

Financial Ombudsman decision DRN7765362 Upheld

Upheldoutcome, as published by the Ombudsman

£20redress stated in the decision

Mon Oct 24deadline to accept (not the decision date)

The Ombudsman does not print a decision date. The date above is the deadline the consumer was given to accept or reject the decision, which is set about a month after it was issued. It is reliable to the year, not to the month.

What this decision was about

Payment delayed or failed, Complaint handling

In the Ombudsman’s words

Halifax refused to refund him when he says he didn’t get £20 out of a cash machinePayment delayed or failed

difficulties over raising a concern about another transaction because the email address he’d got for Halifax wasn’t one for customers to useComplaint handling

Source

This page summarises the Ombudsman’s published final decision. The document itself is the record: DRN7765362.pdf on financial-ombudsman.org.uk.

The outcome shown is the Ombudsman’s own published classification, not our reading of the text. Nothing here is legal advice, and a decision concerns only the complaint it was made about.