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Bank of Scotland Plc
Financial Ombudsman decision DRN7750812 Not upheld
Not upheldoutcome, as published by the Ombudsman
£750redress stated in the decision
Tue Apr 18deadline to accept (not the decision date)
The Ombudsman does not print a decision date. The date above is the deadline the consumer was given to accept or reject the decision, which is set about a month after it was issued. It is reliable to the year, not to the month.
What this decision was about
In the Ombudsman’s words
if the original administrative error had not been made, and the mortgage repayments had been considered as part of the phone application, then the loan would not have been approved.Irresponsible lending
Source
This page summarises the Ombudsman’s published final decision. The document itself is the record: DRN7750812.pdf on financial-ombudsman.org.uk.
The outcome shown is the Ombudsman’s own published classification, not our reading of the text. Nothing here is legal advice, and a decision concerns only the complaint it was made about.