Bank of Scotland Plc

Financial Ombudsman decision DRN7681515 Not upheld

Not upheldoutcome, as published by the Ombudsman

£200redress stated in the decision

Mon Nov 09deadline to accept (not the decision date)

The Ombudsman does not print a decision date. The date above is the deadline the consumer was given to accept or reject the decision, which is set about a month after it was issued. It is reliable to the year, not to the month.

What this decision was about

Treatment in financial difficulty, Credit file reporting

In the Ombudsman’s words

In August 2011 he told Halifax he was experiencing financial difficulties. In September 2011 Halifax agreed to accept token monthly payments from Mr L.Treatment in financial difficulty

Mr L complains about information recorded on his credit file by Bank of Scotland plc (trading as Halifax).Credit file reporting

Source

This page summarises the Ombudsman’s published final decision. The document itself is the record: DRN7681515.pdf on financial-ombudsman.org.uk.

The outcome shown is the Ombudsman’s own published classification, not our reading of the text. Nothing here is legal advice, and a decision concerns only the complaint it was made about.