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Shop Direct Finance Company Limited

Financial Ombudsman decision DRN7640001 Not upheld

Not upheldoutcome, as published by the Ombudsman
—no sum stated
Mon Dec 19deadline to accept (not the decision date)

The Ombudsman does not print a decision date. The date above is the deadline the consumer was given to accept or reject the decision, which is set about a month after it was issued. It is reliable to the year, not to the month.

What this decision was about

Charges and fees, Service failure

In the Ombudsman’s words

It apologised, refunded some administrative fees and credited £100 to Mr J’s account, as a goodwill gesture.Charges and fees
Littlewoods accepts it took too long to deal with this complaint and could have provided better service.Service failure

Rules cited

Consumer Credit Act 1974

Source

This page summarises the Ombudsman’s published final decision. The document itself is the record: DRN7640001.pdf on financial-ombudsman.org.uk.

The outcome shown is the Ombudsman’s own published classification, not our reading of the text. Nothing here is legal advice, and a decision concerns only the complaint it was made about.