UK Credit Limited
Financial Ombudsman decision DRN7615511 Upheld
Upheldoutcome, as published by the Ombudsman
—no sum stated
Sun May 24deadline to accept (not the decision date)
The Ombudsman does not print a decision date. The date above is the deadline the consumer was given to accept or reject the decision, which is set about a month after it was issued. It is reliable to the year, not to the month.
What this decision was about
Irresponsible lending, Charges and fees
In the Ombudsman’s words
Miss R complains UK Credit Limited irresponsibly lent to her as it didn’t complete reasonable and proportionate checks before approving her for a guarantor loan.Irresponsible lending
Remove any interest and charges applied to Miss R’s account from when it was opened;Charges and fees
Source
This page summarises the Ombudsman’s published final decision. The document itself is the record: DRN7615511.pdf on financial-ombudsman.org.uk.
The outcome shown is the Ombudsman’s own published classification, not our reading of the text. Nothing here is legal advice, and a decision concerns only the complaint it was made about.