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Kensington Mortgage Company Limited

Financial Ombudsman decision DRN7514802 Upheld

The Ombudsman does not print a decision date. The date above is the deadline the consumer was given to accept or reject the decision, which is set about a month after it was issued. It is reliable to the year, not to the month.

What this decision was about

Irresponsible lending, Charges and fees

In the Ombudsman’s words

Mrs H complains that Kensington Mortgage Company Limited acted irresponsibly when it gave her a mortgage in 2007.Irresponsible lending

Refund all charges and fees, and interest applied on these fees, applied to the mortgage from the date at which Mrs H became seriously unwell in 2010;Charges and fees

Source

This page summarises the Ombudsman’s published final decision. The document itself is the record: DRN7514802.pdf on financial-ombudsman.org.uk.

The outcome shown is the Ombudsman’s own published classification, not our reading of the text. Nothing here is legal advice, and a decision concerns only the complaint it was made about.