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Vanquis Bank Limited
Financial Ombudsman decision DRN7473273 Not upheld
Not upheldoutcome, as published by the Ombudsman
£500redress stated in the decision
Mon Feb 27deadline to accept (not the decision date)
The Ombudsman does not print a decision date. The date above is the deadline the consumer was given to accept or reject the decision, which is set about a month after it was issued. It is reliable to the year, not to the month.
What this decision was about
Charges and fees, Credit file reporting
In the Ombudsman’s words
Miss R says Vanquis continued to add interest to her account after she told it about her financial difficulties.Charges and fees
she wants Vanquis to remove the default that it appliedCredit file reporting
Rules cited
Source
This page summarises the Ombudsman’s published final decision. The document itself is the record: DRN7473273.pdf on financial-ombudsman.org.uk.
The outcome shown is the Ombudsman’s own published classification, not our reading of the text. Nothing here is legal advice, and a decision concerns only the complaint it was made about.