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RBS Collective Investment Funds Limited

Financial Ombudsman decision DRN7340429 Not upheld

The Ombudsman does not print a decision date. The date above is the deadline the consumer was given to accept or reject the decision, which is set about a month after it was issued. It is reliable to the year, not to the month.

What this decision was about

Charges and fees, Service failure

In the Ombudsman’s words

RBS charged him £90 for going overdrawn.Charges and fees

I found that RBS was at fault when its cashier didn’t warn him of the risk in drawing against the cheque before the sixth day.Service failure

Source

This page summarises the Ombudsman’s published final decision. The document itself is the record: DRN7340429.pdf on financial-ombudsman.org.uk.

The outcome shown is the Ombudsman’s own published classification, not our reading of the text. Nothing here is legal advice, and a decision concerns only the complaint it was made about.