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Barclays Bank Plc

Financial Ombudsman decision DRN7022389 Upheld

Upheldoutcome, as published by the Ombudsman
—no sum stated
Mon Dec 19deadline to accept (not the decision date)

The Ombudsman does not print a decision date. The date above is the deadline the consumer was given to accept or reject the decision, which is set about a month after it was issued. It is reliable to the year, not to the month.

What this decision was about

Irresponsible lending, Credit file reporting

In the Ombudsman’s words

Miss W complains that Barclays Bank Plc gave her four loans she couldn’t afford.Irresponsible lending
I also think Barclays should amend Miss W’s credit file to remove all the adverse information it has recorded about the loans.Credit file reporting

Source

This page summarises the Ombudsman’s published final decision. The document itself is the record: DRN7022389.pdf on financial-ombudsman.org.uk.

The outcome shown is the Ombudsman’s own published classification, not our reading of the text. Nothing here is legal advice, and a decision concerns only the complaint it was made about.