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PDL Finance Limited

Financial Ombudsman decision DRN6996513 Not upheld

Not upheldoutcome, as published by the Ombudsman
£243redress stated in the decision
Fri Aug 16deadline to accept (not the decision date)

The Ombudsman does not print a decision date. The date above is the deadline the consumer was given to accept or reject the decision, which is set about a month after it was issued. It is reliable to the year, not to the month.

What this decision was about

Irresponsible lending, Credit file reporting

In the Ombudsman’s words

Mr M complains that PDL Finance Limited (trading as Mr Lender) gave him loans that were unaffordable.Irresponsible lending
remove any adverse information recorded on Mr M’s credit file in relation to loan five.Credit file reporting

Rules cited

FCA CONC (Consumer Credit sourcebook)

Source

This page summarises the Ombudsman’s published final decision. The document itself is the record: DRN6996513.pdf on financial-ombudsman.org.uk.

The outcome shown is the Ombudsman’s own published classification, not our reading of the text. Nothing here is legal advice, and a decision concerns only the complaint it was made about.