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American Express Services Europe Limited

Financial Ombudsman decision DRN6923242 Upheld

Upheldoutcome, as published by the Ombudsman
£50redress stated in the decision
Mon Apr 18deadline to accept (not the decision date)

The Ombudsman does not print a decision date. The date above is the deadline the consumer was given to accept or reject the decision, which is set about a month after it was issued. It is reliable to the year, not to the month.

What this decision was about

Card dispute or chargeback, Complaint handling

In the Ombudsman’s words

She paid £2800 on her Amex card and has made a claim under section 75 of the Consumer Credit Act 1975.Card dispute or chargeback
Ms F continued to correspond with Amex, raising a complaint about its handling of the matter.Complaint handling

Rules cited

Consumer Credit Act 1974

Source

This page summarises the Ombudsman’s published final decision. The document itself is the record: DRN6923242.pdf on financial-ombudsman.org.uk.

The outcome shown is the Ombudsman’s own published classification, not our reading of the text. Nothing here is legal advice, and a decision concerns only the complaint it was made about.