Vanquis Bank Limited

Financial Ombudsman decision DRN6902527 Not upheld

Not upheldoutcome, as published by the Ombudsman

—no sum stated

Thu Apr 04deadline to accept (not the decision date)

The Ombudsman does not print a decision date. The date above is the deadline the consumer was given to accept or reject the decision, which is set about a month after it was issued. It is reliable to the year, not to the month.

What this decision was about

Treatment in financial difficulty, Charges and fees

In the Ombudsman’s words

The consumer has raised several issues with Vanquis but the outstanding issue seems to be that Vanquis refused to accept a bill of exchange as payment for the outstanding credit card balance.Treatment in financial difficulty

refused to accept a bill of exchange as payment for his credit card balanceCharges and fees

Source

This page summarises the Ombudsman’s published final decision. The document itself is the record: DRN6902527.pdf on financial-ombudsman.org.uk.

The outcome shown is the Ombudsman’s own published classification, not our reading of the text. Nothing here is legal advice, and a decision concerns only the complaint it was made about.