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Tesco Personal Finance Limited

Financial Ombudsman decision DRN6885824 Upheld

Upheldoutcome, as published by the Ombudsman
£100redress stated in the decision
Sat Jul 11deadline to accept (not the decision date)

The Ombudsman does not print a decision date. The date above is the deadline the consumer was given to accept or reject the decision, which is set about a month after it was issued. It is reliable to the year, not to the month.

What this decision was about

Unauthorised transaction, Credit file reporting

In the Ombudsman’s words

Mr W complains Tesco Personal Finance PLC is unfairly holding him liable for a loan which he didn’t apply for.Unauthorised transaction
remove any trace of the debt and/or negative markers from Mr W’s credit fileCredit file reporting

Source

This page summarises the Ombudsman’s published final decision. The document itself is the record: DRN6885824.pdf on financial-ombudsman.org.uk.

The outcome shown is the Ombudsman’s own published classification, not our reading of the text. Nothing here is legal advice, and a decision concerns only the complaint it was made about.