Santander UK Plc
Financial Ombudsman decision DRN6793019 Not upheld
Not upheldoutcome, as published by the Ombudsman
—no sum stated
—deadline to accept (not the decision date)
The Ombudsman does not print a decision date. The date above is the deadline the consumer was given to accept or reject the decision, which is set about a month after it was issued. It is reliable to the year, not to the month.
What this decision was about
Irresponsible lending, Charges and fees
In the Ombudsman’s words
Mr H complains that Santander UK Plc behaved irresponsibly in giving him an overdraft facility when he could not pay it off.Irresponsible lending
Santander UK Plc should refund to Mr H’s current account, all overdraft charges and associated interest that it applied from September 2012 to August 2013Charges and fees
Source
This page summarises the Ombudsman’s published final decision. The document itself is the record: DRN6793019.pdf on financial-ombudsman.org.uk.
The outcome shown is the Ombudsman’s own published classification, not our reading of the text. Nothing here is legal advice, and a decision concerns only the complaint it was made about.