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HSBC Bank plc
Financial Ombudsman decision DRN6399038 Not upheld
Not upheldoutcome, as published by the Ombudsman
£20,000redress stated in the decision
Fri Sep 29deadline to accept (not the decision date)
The Ombudsman does not print a decision date. The date above is the deadline the consumer was given to accept or reject the decision, which is set about a month after it was issued. It is reliable to the year, not to the month.
What this decision was about
Charges and fees, Interest and rates
In the Ombudsman’s words
HSBC said it refunded charges (of £230.81) and has stopped £155.53 of charges from being applied as a gesture of goodwill.Charges and fees
And he wanted HSBC to stop charging interest on the borrowing.Interest and rates
Source
This page summarises the Ombudsman’s published final decision. The document itself is the record: DRN6399038.pdf on financial-ombudsman.org.uk.
The outcome shown is the Ombudsman’s own published classification, not our reading of the text. Nothing here is legal advice, and a decision concerns only the complaint it was made about.