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MARKS AND SPENCER FINANCIAL SERVICES PLC

Financial Ombudsman decision DRN6247183 Upheld

Upheldoutcome, as published by the Ombudsman
£25redress stated in the decision
Fri Jan 31deadline to accept (not the decision date)

The Ombudsman does not print a decision date. The date above is the deadline the consumer was given to accept or reject the decision, which is set about a month after it was issued. It is reliable to the year, not to the month.

What this decision was about

Card dispute or chargeback

In the Ombudsman’s words

M&S Bank refused to apply a chargeback as they said Ms M had received the service she’d applied for.Card dispute or chargeback

Rules cited

Consumer Credit Act 1974

Source

This page summarises the Ombudsman’s published final decision. The document itself is the record: DRN6247183.pdf on financial-ombudsman.org.uk.

The outcome shown is the Ombudsman’s own published classification, not our reading of the text. Nothing here is legal advice, and a decision concerns only the complaint it was made about.