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UCB Home Loans Corporation Ltd

Financial Ombudsman decision DRN6185198 Upheld

Upheldoutcome, as published by the Ombudsman
£679redress stated in the decision
Tue Mar 22deadline to accept (not the decision date)

The Ombudsman does not print a decision date. The date above is the deadline the consumer was given to accept or reject the decision, which is set about a month after it was issued. It is reliable to the year, not to the month.

What this decision was about

Treatment in financial difficulty, Charges and fees

In the Ombudsman’s words

Lenders must treat customers in financial difficulty fairly.Treatment in financial difficulty
Mr and Mrs S are unhappy with arrears fees and charges UCB applied on their accounts.Charges and fees

Source

This page summarises the Ombudsman’s published final decision. The document itself is the record: DRN6185198.pdf on financial-ombudsman.org.uk.

The outcome shown is the Ombudsman’s own published classification, not our reading of the text. Nothing here is legal advice, and a decision concerns only the complaint it was made about.