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Shop Direct Finance Company Limited

Financial Ombudsman decision DRN6140647 Not upheld

Not upheldoutcome, as published by the Ombudsman
—no sum stated
Thu Feb 14deadline to accept (not the decision date)

The Ombudsman does not print a decision date. The date above is the deadline the consumer was given to accept or reject the decision, which is set about a month after it was issued. It is reliable to the year, not to the month.

What this decision was about

Charges and fees, Credit file reporting

In the Ombudsman’s words

Miss L complains that Shop Direct Finance Company Limited, trading as Littlewoods has been overcharging her for items she bought from it.Charges and fees
Miss L says the mistake has impacted her credit file.Credit file reporting

Source

This page summarises the Ombudsman’s published final decision. The document itself is the record: DRN6140647.pdf on financial-ombudsman.org.uk.

The outcome shown is the Ombudsman’s own published classification, not our reading of the text. Nothing here is legal advice, and a decision concerns only the complaint it was made about.