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Express Gifts Limited
Financial Ombudsman decision DRN6123790 Not upheld
Not upheldoutcome, as published by the Ombudsman
—no sum stated
Fri Apr 06deadline to accept (not the decision date)
The Ombudsman does not print a decision date. The date above is the deadline the consumer was given to accept or reject the decision, which is set about a month after it was issued. It is reliable to the year, not to the month.
What this decision was about
In the Ombudsman’s words
Mrs P complains that Express Gifts Ltd, trading as Studio, have started charging her interest on an account she has with them despite her agreeing a repayment plan.Interest and rates
Source
This page summarises the Ombudsman’s published final decision. The document itself is the record: DRN6123790.pdf on financial-ombudsman.org.uk.
The outcome shown is the Ombudsman’s own published classification, not our reading of the text. Nothing here is legal advice, and a decision concerns only the complaint it was made about.