PDL Finance Limited
Financial Ombudsman decision DRN6099595 Partly upheld
Partly upheldoutcome, as published by the Ombudsman
—no sum stated
Sat Apr 25deadline to accept (not the decision date)
The Ombudsman does not print a decision date. The date above is the deadline the consumer was given to accept or reject the decision, which is set about a month after it was issued. It is reliable to the year, not to the month.
What this decision was about
Irresponsible lending, Credit file reporting
In the Ombudsman’s words
Mr G complains that PDL Finance Limited, trading as Mr Lender, was irresponsible when it provided him with a number of loans between 2012 and 2018.Irresponsible lending
The overall pattern of Mr G’s borrowing from Loan 6 onwards means any information recorded about them is adverse, so Mr Lender should remove these loans entirely from Mr G’s credit file.Credit file reporting
Source
This page summarises the Ombudsman’s published final decision. The document itself is the record: DRN6099595.pdf on financial-ombudsman.org.uk.
The outcome shown is the Ombudsman’s own published classification, not our reading of the text. Nothing here is legal advice, and a decision concerns only the complaint it was made about.